More and more business representatives from around the world are seeking to lease various types of specialized equipment (tractors, dump trucks, combines)—and Ukraine is also keeping pace with this trend. After all, leasing is an excellent opportunity to acquire machinery and equipment on preferential terms without investing your own capital. In most cases, leasing combines is more advantageous than a loan, and for an individual, it is often the only way to acquire specialized equipment, as loans for such machinery are not issued to individuals.
How to buy a combine harvester on lease in Ukraine
To lease a combine harvester in Ukraine or any other country, you need to carefully study the offers of different companies. The fact is that the terms of the agreements between the companies can be quite different:
- by the amount of the contract;
- according to the terms of the contract
- by the presence or absence of an initial contribution, as well as by its amount;
- if necessary, collateral, etc.
However, much will depend on who is signing the agreement: an individual or a legal entity.
So, you have chosen the one leasing company out of many whose offer turned out to be the most convenient and profitable for you. After that, select the combine model that meets your goals. The next step is to fill out an application on the website of your chosen firm. Typically, a minimum of information is required at this stage: the name of your company or your name, as well as contact details. You may also need to specify the leasing object and its price. After that, wait for a callback from the manager.
You can also apply by phone: in this case, the company's employees will immediately advise you on which documents are required to conclude the deal. Typically, these are:
- registration documents;
- financial reporting;
- bank statement.
Next, you will need to visit the company's office with these documents to agree on the terms of the deal and the repayment schedule. It can be drawn up individually for you, taking into account the specific nature of your firm's activities.
he financing decision is usually made within a few days, and after signing the contract (and making a down payment, if required), the company will purchase the equipment from the seller and hand it over to you for use.
Requirements for customers when purchasing a combine harvester on lease
If a legal entity leases a combine harvester, it must:
- be registered at least a year ago;
- have financial stability and make a profit during the last reporting period;
- have a good credit rating.
If an individual needs a combine harvester, leasing is also possible in this case. If a client needs to buy a combine harvester on lease in Ukraine, he must have local citizenship and a regular income sufficient to pay for the lease of special equipment.
Which combine can be leased?
Leasing of used combines is possible. This is cheaper, which makes it more attractive for some clients. However, in this case, certain restrictions regarding the service life (operating age) may come into effect. Regarding all the nuances, the employees of your chosen company will consult you on an individual basis.