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catalogAdvantages of passenger car leasing
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FAQ

Car leasing in Poltava
Car leasing in Poltava allows you to use a vehicle without paying its full purchase price upfront. The customer selects a vehicle, agrees on the initial payment and financing term, and then makes regular payments according to the agreed schedule. Once the contractual obligations have been fulfilled, ownership of the vehicle is transferred to the customer.
This type of financing can be suitable for both personal and business vehicles. If you are considering an installment car purchase in Poltava or comparing leasing with a traditional car loan, it is worth looking beyond the monthly payment and considering the initial contribution, financing period and overall terms of the agreement.
Who can use car leasing in Poltava
Financial leasing can be considered by individuals, sole proprietors and companies. For private customers, it provides an opportunity to acquire a new or used vehicle without paying the entire price at the beginning. For entrepreneurs, leasing can help obtain a vehicle for deliveries, customer visits, transportation of goods or other daily business activities while preserving part of the company’s working capital.
Companies can also use leasing to replace corporate vehicles, provide cars for sales or service teams, or expand an existing fleet. In Poltava and the surrounding region, this may be particularly relevant for trading companies, agricultural businesses, logistics operators, service providers and other businesses that rely on vehicles in their day-to-day operations.
New or used cars: what can be financed
ESKA Capital provides financing for both new and used vehicles. Customers can choose from sedans, hatchbacks, estate cars, crossovers and minivans. Commercial vehicles are also available for business customers, including vans, passenger and cargo vans, refrigerated vehicles and other types of transport.
For customers searching for a used car on installment terms in Poltava, financial leasing can be an alternative to traditional dealer installments. You select a used vehicle, receive an individual financing calculation and pay for the vehicle gradually under the leasing agreement. If you are considering a loan for a used car, it can also be useful to compare lending and leasing based on the initial payment, financing period and total cost.
How to arrange car leasing
The process starts with selecting a vehicle and receiving a preliminary calculation. The main steps are:
- Submit an online application and provide the main vehicle details.
- Receive a financing decision.
- Agree on the initial payment, financing term and payment schedule.
- Sign the leasing agreement.
- Receive the vehicle and use it according to the terms of the agreement.
You do not necessarily need to choose a specific vehicle before applying. If you know your approximate budget or preferred vehicle type, a manager can help you review available options and calculate several financing scenarios.
ESKA Capital car leasing terms
For passenger vehicles, ESKA Capital offers an initial payment starting from 0% under selected programs and financing for up to 60 months. Payments are made in Ukrainian hryvnia, with classic, seasonal or individually structured payment schedules available. Final terms depend on the selected vehicle and the customer’s application.
Car leasing in Poltava is available for both new and used vehicles and can be used for personal or business purposes. If your goal is to avoid paying the full vehicle price upfront, you can request an individual calculation and compare several options based on the initial payment, financing term and regular payment amount.
